Sustainability, the foundation for the future

We believe that the integration of our ESG considerations into our investment management processes and ownership practices helps us better understand investment risks and maximize long term investment returns.

A signatory to PRI Supports TCFD
Homeowner risk reduction is measured by the difference in VaR with and without Unison as a home co-investor.

Our Goal

Eliminate $1 billion
in homeowner risk
by 2025

Unison aims to build a stable foundation for homeownership by reducing leverage in the financial system, and shifting home equity exposure to where it belongs — with institutional investors.

Unison Homeowners can trade their mortgage debt for equity investments and use equity to pay off high interest debt.

Social Impact

Homeowners, investors, and society benefit from the reduction of leverage and risk carried by individual consumers. With Unison, consumers are able to proactively lower their household debt and improve their financial health.

Environmental Integration to Asset Selection and Active Management

Unison makes investments based on the belief that the integration of environmental considerations helps us better understand investment risks and maximize long-term investment returns.

100%

of investments in urban properties

By deselecting rural properties Unison promotes urbanism and its environmental benefits.

13%

of investments have solar panels

On-premise renewable energy reduces environmentally costly energy consumption.

99%

of investments are in existing homes

Discouraging suburban sprawl by limiting access to capital for greenfield developments

38%

of homeowners perform remodeling

to increase housing longevity limiting the possibility of demolition waste creation.

0 miles traveled during due diligence. 0 Scope 1 & 2 GHG Emissions.

Carbon Conscious Asset Management

Unison focuses on reducing the environmental impact of our business originating and managing real estate assets spanning over 1.7 million square miles.

ESG Policy Principles

We consider and evaluate ESG factors alongside other risk factors in our investment processes because we believe they materially impact the value of our investments.

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We are active owners, supporting our homeowner customers to achieve superior ESG outcomes.

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We incorporate ESG best practices into our asset management approach and corporate decisions, as well as our investment processes.

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We are committed to delivering unparalleled transparency to both investors and our homeowner customers.

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We continue to expand our knowledge and evolve our practices to foster a culture of thought leadership and collaboration.

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Sustainability Updates

June 4, 2020

Common Questions on California Hazard Insurance

Phil Suess

We’re once again approaching fire season in California. While rain in April and May brou...

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April 1, 2020

Historic Turmoil and US Residential Real Estate Performance

The recent eruption of Covid-19 onto the world stage has brought about significant turmoil within financial markets, as well as...

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September 16, 2019

Managing the Risk of Home Volatility

In the U.S., we generally consider homes a bedrock investment. They’re a key anchor of many Americans' financial portfolios - a...

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January 4, 2019

An Asset Class that Deserves a Home: Residential Real Estate

Residential real estate is the largest asset class in the world, and is an invaluable hedge asset for investors with inflation-...

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April 26, 2018

Residential Real Estate within an LDI Approach to Investing

An LDI approach to investing necessitates looking at a pension’s assets exclusively from the lens of how they fare relative to ...

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April 5, 2017

When you invest in real estate funds, fees matter.

Real estate investment opportunities that reduce the potential for fees to chip away at returns should be considered as an attr...

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March 8, 2017

Sunshine and residential real estate

Can a price be put on the pleasure of enjoying a mild winter’s day? To answer this question, we turned to residential real esta...

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January 20, 2017

Why institutional investors need to invest in residential real estate

With over $71 trillion USD in AUM, institutional investment is a core driver of the global economy. Institutional entities have...

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ESG | Environmental, social and corporate governance